Legal Agreements
FEES & CHARGES
CARD FEES & OTHER CHARGES*
Joining Fee
None
Annual Fee
Waived unconditionally
Account Service Fee
RM2.50 per month for inactive account where there is no card transaction in a particular month
Waived until further notice
ATM Withdrawal Fee
Local: RM6.00 per transaction
Overseas: RM10.00 per transaction or 2% of withdrawal amount, whichever is higher
(NOTE: For overseas, only RM10.00 will be charged until further notice)
Currency Conversion Fee
(Applied when the purchase is effected in currencies other than Malaysian Ringgit)
Up to 1% + network charges
Cross-Border Transaction Fee
(Applied when the purchase is through merchant acquired outside of Malaysia but charged in Malaysian Ringgit)
Waived until further notice
Replacement Card Fee
(Only applicable for Card replacement request made by Cardmember. Not applicable if due to defect of Chip or Card)
RM20.00 per Card
Card Cancellation Fee
Free
Card to Card transfer fees
Free
Sales Draft Retrieval Fee
RM15.00
Reload Fee
Cash Top-up Fee
RM1 + 2% of the reload value with the following caps:
-
i. RM2 per transaction for reload amount up to RM100; and
-
ii. RM5 per transaction for reload amount above RM100
Credit Card Convenience Fee
Up to equivalent of 1% per transaction for processing top-ups above RM1,000/month
Remittance Fees (Non-promotional rates)
Malaysia - Total fees RM0.50
Indonesia - Total fees RM4.50
Singapore - Total fees RM4.50
India - Total fees RM3.50
Nepal - Total fees RM6.00
Bangladesh - Total fees RM6.00
The Philippines - Total fees RM6.00
Vietnam - Total fees RM8.00
Thailand - Total fees RM10.00
Australia - Total fees RM13.00
China - Total fees RM22.00
UK - Total fees RM0.00 (waived until further notice)
Waived until further notice
EU - Total fees RM0.00 (waived until further notice)
Waived until further notice
*Note: All Fees and Charges are subject to 0% GST Charge effective 1st June 2018 onwards.